GrapLoan is transforming how India accesses credit through cutting-edge technology, AI-driven underwriting, and our self-managed revolving credit facility — making finance faster, smarter, and more inclusive.
From vision to reality — the key moments that shaped our path to becoming India's trusted fintech platform
Founded on January 5, 2022, with a mission to bridge India's credit gap through technology-driven lending solutions that serve every segment of society.
Launched proprietary AI credit scoring engine, enabling instant loan approvals with industry-leading accuracy and fairness.
Scaled up our self-managed revolving credit facility, expanding loan offerings across personal, business, and consumer lending without relying on external partners.
Reached millions of customers nationwide, achieving a significant milestone in financial inclusion across Bharat and urban India.
Elevated data protection with advanced encryption, compliance certifications, and fraud prevention systems safeguarding every transaction.
Pushing boundaries with AI-driven financial products, embedded finance integrations, and a vision to serve 100 million Indians.
Driven by purpose, guided by values, and powered by technology
Democratize access to credit for every Indian — from first-time borrowers to growing businesses. We believe financial inclusion is not just a goal, but a right.
Through our self-managed revolving credit facility, we directly fund loans on our platform, making the entire loan journey transparent, efficient, and dignified — without depending on third-party partners.
To become India's most trusted digital lending platform, empowering 100 million+ Indians with instant access to fair, affordable, and responsible credit.
We envision a future where every individual can turn their aspirations into achievements without financial barriers.
Every decision, every product, every interaction is shaped by the values we hold dear
We uphold the highest standards of transparency, honesty, and ethical conduct in every single interaction.
We continuously push boundaries with cutting-edge technology that redefines what digital lending can be.
Our customers are at the heart of everything we do. We listen, adapt, and strive to exceed expectations.
Bank-grade encryption and rigorous security protocols protect your data and ensure complete peace of mind.
We strictly adhere to RBI regulations and industry best practices, ensuring responsible lending always.
We understand financial challenges and approach every interaction with compassion and understanding.
Join thousands of customers who trust GrapLoan for quick, transparent, and hassle-free credit access.