Everything you need to know about our loan process
Getting started is simple. Download the GrapLoan app or visit our website, create your account in seconds, share a few basic details, and complete the quick KYC verification. The entire process is designed to be completed within minutes, right from your smartphone.
Our advanced AI-powered review system processes most applications within minutes. The speed of approval depends on the completeness and accuracy of the information you provide during the application. Keep your documents handy for a smoother experience.
Our annual interest rates typically range from 18% to 30% on a fixed basis. The exact rate offered to you depends on your credit profile, income assessment, and the tenure you choose. Use our loan calculator on the Advantages page to get an instant rate estimate.
Not at all. We believe in empowering our customers. You can repay your loan partially or fully at any time without incurring any prepayment penalties. This gives you the flexibility to reduce your interest burden whenever you have surplus funds.
For a complete application, you'll need your PAN Card, Aadhaar Card, and bank account details. Depending on the loan amount and your individual profile, additional income documentation may be requested. Our streamlined process minimizes the paperwork required.
Your loan amount is determined through a holistic assessment of your credit score, income level, repayment capacity, and other relevant factors. We offer loan amounts ranging from ₹3,000 up to ₹1,00,000, ensuring you get the right amount that matches your financial needs.