GrapLoan App Features
Experience a new era of digital lending with our powerful revolving credit mobile application
Download & Quick Sign Up
Download the GrapLoan app from Play Store. Register with your mobile number and email — create your account in under 60 seconds and get started right away.
Personal Profile & Financial Info
Fill in your basic profile details — name, occupation, monthly income and city. GrapLoan uses this information to pre-assess your eligibility for a revolving credit line.
Paperless KYC Verification
Complete your KYC digitally by uploading Aadhaar, PAN and a selfie. Our AI-powered OCR verifies documents in real time — no physical paperwork required.
Revolving Credit Line Approval
Once your KYC is verified, GrapLoan evaluates your profile and approves a revolving credit line up to ₹1,00,000. One-time approval — draw down anytime within your limit.
Instant Draw Down to Bank
Withdraw any amount from your available credit line directly to your bank account — 24/7, in just a few taps. Funds reach your account within minutes.
Flexible Repayment & Credit Refresh
Repay on your terms — choose EMI or pay early. As you repay, your available credit line replenishes automatically, so you can borrow again whenever you need.